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Banki zaostrzają kryteria kredytowe i dokładniej sprawdzają swoich klientów |
| włączone Piątek, Październik 10, 2008 - 09:03 Wysłany przez: Admin |
  Kryzys światowy nie dotknie bezpośrednio polskiego sektora finansowego, ale już powoduje, że banki, mając utrudniony dostęp pozyskiwania finansowania z rynku międzybankowego, zaostrzają kryteria kredytowe i dokładniej sprawdzają swoich klientów m.in. w Biurze Informacji Kredytowej oraz Biurze Informacji Gospodarczej, poinformowali w czwartek przedstawiciele BIK i BIG Info Monitor.
"W polskim systemie bankowym nie ma żadnych objawów kryzysu, a spłacalność kredytów wygląda dobrze. Mamy jednak do czynienia z kryzysem zaufania. Banki weszły w taką fazę, w której sprzedają więcej kredytów, niż pozyskują depozytów, dlatego już zaciskają politykę kredytową. Klientom trudniej jest uzyskać kredyt, a tymczasem przemysł budowlany właśnie kończy to, co rozpoczął budować w okresie prosperity"- powiedział dziennikarzom główny ekonomista Biura Informacji Kredytowej dr Andrzej Topiński. |
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Czytaj więcej... (2095 bajtów więcej) komentarz?  |
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Czy boom na kredyty dopiero przed nami? |
| włączone Niedziela, Lipiec 20, 2008 - 05:28 Wysłany przez: Admin |
 Kredyty hipoteczne w Polsce wciąż są produktem ekskluzywnym – korzysta z nich niewiele ponad milion Polaków. Analitycy twierdzą jednak, że mimo chwilowego zastoju, coraz więcej osób będzie na nie stać - czytamy w "Rzeczpospolitej".
Według długoterminowych prognoz rosnąć mają zarówno popyt na mieszkania, jak i zarobki Polaków. Natomiast banki, konkurując między sobą, będą obniżać marże, dzięki czemu kredyty hipoteczne staną się coraz bardziej dostępne – wynika raportu Finamo, nowo powstałej polskiej sieci doradztwa finansowego.", czytamy w dzienniku. |
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Czytaj więcej... (1960 bajtów więcej) komentarz? |
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Bezpieczny kredyt |
| włączone Sobota, Lipiec 19, 2008 - 07:52 Wysłany przez: Admin |
 Do polskich przedsiębiorców coraz szybciej dociera świadomość, że efektywne zarządzanie ryzykiem jest jednym z podstawowych elementów skutecznego prowadzenia działalności gospodarczej
Transakcje biznesowe zawsze obciążone są dużym ryzykiem, a to stanowi istotne zagrożenie dla działalności wielu firm. Dzięki profesjonalnym analizom można je wiarygodnie oszacować, a to z kolei umożliwia przyjęcie odpowiedniej polityki rozwoju firmy. Coraz więcej przedsiębiorstw korzysta też z usług specjalistów potrafiących zlokalizować obszary zagrożenia w relacjach biznesowych, wynikające choćby z sytuacji materialnej danej firmy, sposobu prowadzenia przez nią interesów, kultury biznesu, ustawodawstwa czy sytuacji politycznej kraju, w którym prowadzi ona swoją działalność. |
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Czytaj więcej... (4383 bajtów więcej) komentarz? |
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Konta firmowe |
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Kredyty inwestycyjne |
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Informacja gospodarcza |
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Kredyty samochodowe |
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Doradcy finansowi |
| Kursy Walut |
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| Kurs EURO |
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