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:: Kredyty Mieszkaniowe, Kredyty Hipoteczne :: Kredyty Samochodowe, Kredyty Gotówkowe ::
kredyty mieszkaniowe
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Banki zaostrzają kryteria kredytowe i dokładniej sprawdzają swoich klientów
włączone Piątek, Październik 10, 2008 - 09:03 Wysłany przez: Admin
BankiKryzys światowy nie dotknie bezpośrednio polskiego sektora finansowego, ale już powoduje, że banki, mając utrudniony dostęp pozyskiwania finansowania z rynku międzybankowego, zaostrzają kryteria kredytowe i dokładniej sprawdzają swoich klientów m.in. w Biurze Informacji Kredytowej oraz Biurze Informacji Gospodarczej, poinformowali w czwartek przedstawiciele BIK i BIG Info Monitor.

"W polskim systemie bankowym nie ma żadnych objawów kryzysu, a spłacalność kredytów wygląda dobrze. Mamy jednak do czynienia z kryzysem zaufania. Banki weszły w taką fazę, w której sprzedają więcej kredytów, niż pozyskują depozytów, dlatego już zaciskają politykę kredytową. Klientom trudniej jest uzyskać kredyt, a tymczasem przemysł budowlany właśnie kończy to, co rozpoczął budować w okresie prosperity"- powiedział dziennikarzom główny ekonomista Biura Informacji Kredytowej dr Andrzej Topiński.

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Banki mogą ocenić zdolność kredytową większości klientów w kilkanaście minut
włączone Poniedziałek, Lipiec 21, 2008 - 05:55 Wysłany przez: Admin
BankiBanki, oferując popularne ostatnio kredyty gotówkowe, kuszą nie tylko coraz niższym oprocentowaniem, ale przede wszystkim szybką decyzją kredytową, nierzadko w ciągu kilkunastu, kilkudziesięciu minut.


To kwestia dobrej organizacji i odpowiedniego wsparcia technologicznego, dzięki temu decyzja o udostępnieniu środków może zapaść w ciagu 30 minut - mówi Tomasz Byczyński, dyrektor departamentu zarządzania rynkiem klienta indywidualnego w ING Banku Śląskim.

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Allianz Bank może ruszyć nawet latem
włączone Sobota, Lipiec 05, 2008 - 09:48 Wysłany przez: Admin
BankiNowy bank na polskim rynku na początek zamierza przyciągać klientów ofertą kredytów hipotecznych. Jednak w dłuższym okresie chce być bankiem uniwersalnym otwartym nie tylko na klientów ubezpieczeniowej grupy Allianz - pisze "Gazeta Prawna".

W piątek Paweł Miller i Grzegorz Słoka zostali zaakceptowani przez KNF na stanowisko odpowiednio prezesa i członka zarządu Allianz Bank. Zarząd uzupełnią jeszcze Andrzej Burża i Radosław Radowski.

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Banki podnoszą oprocentowanie lokat
włączone Piątek, Lipiec 04, 2008 - 10:19 Wysłany przez: Admin
BankiPo ostatnich podwyżkach stóp procentowych wzrosło nie tylko oprocentowanie długów. Banki podnoszą także oprocentowanie lokat. Właśnie zrobiły to trzy kolejne: Getin, Dominet i BZWBK - pisze dziennik "Polska".

"Co ciekawe, ten ostatni nie bardzo w ostatnich miesiącach interesował się pozyskiwaniem depozytów, więc nie kusił klientów wysokimi odsetkami. Teraz znacząco zwiększył oprocentowanie konta oszczędnościowego - i bardzo podzielił klientów. Najwięcej dostaną osoby, które utrzymują na rachunku przynajmniej 50 tys. zł. Oprocentowanie ich wkładu będzie wynosić 5,5
proc. [...]", czytamy.

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Pakiet Mieszkaniowy w ofercie BOŚ
włączone Środa, Kwiecień 02, 2008 - 09:55 Wysłany przez: Admin
BankiOd 1 kwietnia br. Bank Ochrony Środowiska wprowadził do oferty nowy produkt pod nazwą „Pakiet Mieszkaniowy”.

Pakiet dedykowany jest nowym klientom indywidualnym, którzy zamierzają zaciągnąć kredyt hipoteczny w BOŚ S.A. oraz skorzystać z promocyjnej oferty.


W ramach Pakietu Mieszkaniowego, klient może skorzystać z kredytu hipotecznego w dowolnie wybranej przez siebie walucie - PLN lub CHF oraz dowolnie wybranego Pakietu Ekokonto (tj. zestawu produktów i usług, których podstawowym składnikiem jest rachunek rozliczeniowo-oszczędnościowy Ekokonto, umożliwiający sprawną obsługę kredytu jak również ekonomiczne zarządzanie finansami osobistymi, w tym dokonywania bezpłatnych wypłat gotówki z bankomatów w całym kraju).

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Oferta dla FIRM
Konta firmowe
Kredyty hipoteczne
Kredyty inwestycyjne
Leasing
Informacja gospodarcza
Kredyty samochodowe
Doradcy finansowi
Kursy Walut

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Kurs EURO
kurs euro
 
Kurs DOLARA
kurs dolara, usd
 
Kurs Franka
kurs franka, chf
 

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Narzędzia
Aktualności
Poradnik Kredytowy
Słownik Finansowy
Wyszukiwarka Kredytów
Logowanie

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Oferta Indywidualna - Konta osobiste : Konta młodzieżowe : Lokaty i obligacje : Karty kredytowe : Kredyty mieszkaniowe
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Ubezpieczenie samochodu : Emerytury
Oferta dla FIRM - Konta firmowe : Konta dla MSF : Kredyty hipoteczne : Kredyty inwestycyjne : Leasing : Informacja gospodarcza
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